We have been in the invoice factoring business since 1979, are privately held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can help you get through any bad circumstances you might run into. We won't disappear when the times get bad, like some other invoice factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's pretty tough for you to determine which invoice factoring firm is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the right fit for your business - it could be us or another invoice factoring company.

We have a vast A-List of invoice factoring industry counterparts, these close relationships were built over 20+ years in the business. So, after you take some time to tell us about what you need, you'll quickly see that we can help you find exactly what you need.

Most invoice factoring businesses let you select and choose your customers that you want to factor. However a few of them usually have a minimum amount prior to doing business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will make you use invoice factoring when you don't need it.

Most invoice factoring businesses are not upfront about their fees. You will need to be a contortionist to unravel those fees. You can be sure, We do not not behave this way.  We are absolutely upfront about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Like you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We take the time to hear your story, go over your struggles. Based on that information we will put together a personalized solution for you. Most accounts receivable factoring businesses especially the Silicon Valley Fintech ones first and foremost bet on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Most invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Keep your eye on negative payment trends. This is essential to prevent unnecessary write-offs.

We make sure to use state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Most other companies are not even in the ballpark.